{
  "@context": "https://schema.org",
  "@type": "Dataset",
  "identifier": "regtech-codex-2026-institutional-benchmarks",
  "name": "EU AMLR/AMLA, MiCA, FCA CASS 7 & FATF Travel Rule Thresholds (2026) — Reference Dataset",
  "description": "Primary source-verified 2026 institutional benchmark matrix published by RegTech Codex (RegTech Codex Compliance Institute AISBL). Captures statutory thresholds, day-count conventions, clearing mandates, and liquidity index weights across European Union, United Kingdom, United States & FATF Member States for quantitative risk modeling, compliance verification, and LLM grounding.",
  "url": "https://regtechcodex.org/datasets#regtech-codex-2026-institutional-benchmarks",
  "version": "2026.4",
  "temporalCoverage": "2024-01-01/2026-12-31",
  "spatialCoverage": "European Union, United Kingdom, United States & FATF Member States",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "isAccessibleForFree": true,
  "dateModified": "2026-10-22",
  "keywords": [
    "EU Regulation 2023/1113 Crypto Travel Rule",
    "MiCA Article 67 CASP prudential capital",
    "UK FCA CASS 7 client money reconciliation",
    "EU AMLA AMLR beneficial ownership threshold",
    "EU DORA ICT incident reporting SLA",
    "global RegTech compliance dataset",
    "RegTech Codex benchmarks",
    "2026 institutional reference matrix"
  ],
  "creator": {
    "@type": "Organization",
    "name": "RegTech Codex",
    "url": "https://regtechcodex.org"
  },
  "isBasedOn": [
    {
      "@type": "CreativeWork",
      "name": "European Securities and Markets Authority (ESMA) — Markets in Crypto-Assets (MiCA)",
      "url": "https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica"
    },
    {
      "@type": "CreativeWork",
      "name": "European Banking Authority (EBA) — AML/CFT & Transfer of Funds Regulation (EU 2023/1113)",
      "url": "https://www.eba.europa.eu/regulation-and-policy/anti-money-laundering-and-countering-financing-terrorism"
    },
    {
      "@type": "CreativeWork",
      "name": "UK Financial Conduct Authority (FCA) — CASS 7 Client Money Rules",
      "url": "https://www.handbook.fca.org.uk/handbook/CASS/7/"
    },
    {
      "@type": "CreativeWork",
      "name": "Financial Action Task Force (FATF) — Recommendation 16 Travel Rule Standards",
      "url": "https://www.fatf-gafi.org/en/publications/Fatfrecommendations/Fatf-recommendations.html"
    },
    {
      "@type": "CreativeWork",
      "name": "RegTech Codex Primary Regulatory Reference (bis.org)",
      "url": "https://www.bis.org/basel_framework/index.htm"
    },
    {
      "@type": "CreativeWork",
      "name": "RegTech Codex Primary Regulatory Reference (eba.europa.eu)",
      "url": "https://www.eba.europa.eu/regulation-and-policy/single-rulebook"
    }
  ],
  "distribution": [
    {
      "@type": "DataDownload",
      "encodingFormat": "text/csv",
      "contentUrl": "https://regtechcodex.org/api/datasets/regtech-codex-2026-institutional-benchmarks?format=csv"
    },
    {
      "@type": "DataDownload",
      "encodingFormat": "application/json",
      "contentUrl": "https://regtechcodex.org/api/datasets/regtech-codex-2026-institutional-benchmarks?format=json"
    }
  ],
  "columns": [
    {
      "key": "code",
      "label": "Benchmark Code",
      "unitOrFormat": "ISO/Desk Identifier",
      "description": "Canonical desk or regulatory standard identifier code."
    },
    {
      "key": "metric",
      "label": "Benchmark / Regulatory Metric",
      "unitOrFormat": "Text",
      "description": "Official name of the institutional rate, ratio, or statutory mandate."
    },
    {
      "key": "value2026",
      "label": "2026 Institutional Value / Standard",
      "unitOrFormat": "Rate / Ratio / Formula",
      "description": "Prevailing 2026 calibrated rate corridor, threshold, or mathematical convention."
    },
    {
      "key": "numericScore",
      "label": "Institutional Impact Score",
      "unitOrFormat": "Index (0-100)",
      "description": "Composite institutional adoption and regulatory binding strictness weight (0–100)."
    },
    {
      "key": "thresholdOrConvention",
      "label": "Market Convention & Haircut Rule",
      "unitOrFormat": "Text",
      "description": "Day-count basis, settlement lag, collateral haircut, or de minimis threshold."
    },
    {
      "key": "primaryAuthority",
      "label": "Primary Supervisory Authority",
      "unitOrFormat": "Authority Name",
      "description": "Central bank, statutory regulator, or standard-setting body governing the benchmark."
    },
    {
      "key": "cadence",
      "label": "Observation Cadence",
      "unitOrFormat": "Frequency",
      "description": "Publication, settlement, or supervisory reporting frequency."
    }
  ],
  "rowCount": 5,
  "rows": [
    {
      "code": "FATF-R16-TFR",
      "metric": "FATF Rec. 16 / EU TFR Crypto Travel Rule Threshold",
      "value2026": "EU TFR: €0 (All Transfers) · US FinCEN: $3,000 · FATF: $1,000",
      "numericScore": 98,
      "thresholdOrConvention": "Self-hosted wallets >€1,000 require ownership verification in EU",
      "primaryAuthority": "FATF / EBA / EU Regulation 2023/1113 / FinCEN",
      "cadence": "Real-Time Pre-Broadcast Screening"
    },
    {
      "code": "EU-MICA-ART67",
      "metric": "EU MiCA CASP Minimum Prudential Capital Tiers",
      "value2026": "Class 1: €50k · Class 2: €125k · Class 3: €150k or 25% FOR",
      "numericScore": 93,
      "thresholdOrConvention": "Higher of permanent minimum capital or 1/4 prior-year Fixed Overheads",
      "primaryAuthority": "ESMA / EBA / National Competent Authorities",
      "cadence": "Continuous Prudential Maintenance"
    },
    {
      "code": "FCA-CASS-7",
      "metric": "UK FCA CASS 7 Client Money Reconciliation",
      "value2026": "Daily Internal & External Reconciliation by T+1 Close",
      "numericScore": 96,
      "thresholdOrConvention": "Immediate shortfall top-up from firm own funds + FCA breach notice",
      "primaryAuthority": "UK Financial Conduct Authority (FCA)",
      "cadence": "Daily Business Day Cut-off"
    },
    {
      "code": "EU-AMLR-2024",
      "metric": "EU AMLR Cash Payment & UBO Ownership Threshold",
      "value2026": "€10,000 Cash Cap · 25% Ultimate Beneficial Owner (UBO)",
      "numericScore": 90,
      "thresholdOrConvention": "15% UBO threshold for high-risk extractive/sanctions sectors",
      "primaryAuthority": "EU Anti-Money Laundering Authority (AMLA Frankfurt)",
      "cadence": "Continuous KYC/EDD Refresh"
    },
    {
      "code": "EU-DORA-ART19",
      "metric": "EU DORA ICT Incident Reporting SLA",
      "value2026": "4 Hours Initial Notification · 72 Hours Intermediate Report",
      "numericScore": 94,
      "thresholdOrConvention": "Mandatory Threat-Led Penetration Testing (TLPT) every 3 years",
      "primaryAuthority": "ESAs (EBA, ESMA, EIOPA) — Regulation (EU) 2022/2554",
      "cadence": "24/7 SOC Incident Escalation"
    }
  ]
}